Senior Credit Officer, Director - US Insurance
BMO — 4 Locations
Posted 2026-09-24
Application Deadline: 10/29/2026 Address: 320 S Canal Street Job Family Group: Audit, Risk & Compliance Reporting directly to the Counterparty Credit Executive, this highly visible leadership role in the second line of defence is responsible for the independent credit risk assessment, adjudication, and portfolio management of a portfolio of U.S. Insurance clients, with a primary focus on Life Insurance and Property & Casualty (P&C) Insurance companies. The successful candidate will partner closely with Investment Banking, Corporate Banking, and Capital Markets teams to evaluate and approve complex lending, trading, and counterparty credit exposures while ensuring alignment with the Bank's risk appetite, regulatory expectations, and credit policies. This role requires deep expertise in the U.S. insurance sector, including insurance company financial analysis, capital structures, statutory reporting, investment portfolios, liquidity management, reserving practices, and regulatory frameworks. The role also requires strong knowledge of lending products, derivatives, and trading-related credit exposures. Credit Risk Adjudication & Portfolio Management Provide independent credit assessme