Open Finance Lead API Enterprise Architect
BMO — Toronto, ON, CAN
Posted 2026-10-22
Application Deadline: 11/29/2026 Address: 100 King Street West Job Family Group: Technology Open Finance Lead API Enterprise Architecture Lead the enterprise Open Banking and Open Finance architecture strategy, roadmap, governance, and delivery, ensuring alignment with business objectives, regulatory requirements, and technology modernization initiatives. Define and maintain global Open Banking reference architectures, API standards, data models, and implementation patterns aligned with regulatory standards. Architect secure customer-permissioned data sharing, payment initiation, and third-party ecosystem integrations leveraging OAuth 2.0, OpenID Connect, FAPI, PKCE, mTLS, strong customer authentication, and modern API security practices. Lead the architecture of real-time, domestic, and cross-border payment capabilities, ensuring alignment with ISO 20022 and enterprise payment platforms. Translate business, regulatory, privacy, risk, and security requirements into scalable, resilient, cloud-native API and integration architectures. Provide architectural leadership and governance across product, engineering, cybersecurity, identity, data, payments, operations, compliance, legal, an