Director, Credit Risk Strategy Optimization Oversight
BMO — Toronto, ON, CAN
Posted 2026-08-18
Application Deadline: 09/20/2026 Address: 33 Dundas Street West Job Family Group: Audit, Risk & Compliance Join a purpose‑driven team at the core of BMO’s risk management ecosystem. As the Director, Credit Risk Strategy Optimization Oversight, you will lead the end‑to‑end optimization, governance, and oversight of retail credit strategies across the consumer credit lifecycle including acquisition, account management, line management, pricing, and authorizations to balance profitable growth, PCL and KRM performance, portfolio resilience, capital efficiency, and regulatory compliance. This role sets the strategy vision, establishes guardrails and governance, and enables a test‑and‑learn culture to drive measurable improvements in risk‑adjusted returns, loss outcomes, capital usage, and customer experience. As a senior enterprise specialist, the Director provides independent, effective challenge and trusted advisory to senior leaders and cross‑functional partners. Key Responsibilities Strategy Optimization, Risk Intelligence & Effective Challenge, and Portfolio Outcomes Own the enterprise credit‑strategy framework to optimize risk–reward and drive improvements in approvals, utilizatio